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Frequently Asked Questions


  1. Be sure you are entering the code exactly as it is printed.

    Some helpful tips if your code is hard to read:
    • The codes do not include '0' or 'O', so this character might be a 'D' or 'C'
    • The codes do not include '1'
    • The codes do not include 'Z', so this character might be a '2'
    • The codes do not include 'S', so this character might be a '5'
    • The codes do not include 'B', so this character might be an '8' or 'E'
    • The codes do not include 'I', 'N', 'U', or combination of double 'V' or 'W'
  2. You can use this Virtual Account for online shopping wherever Visa debit cards are accepted. This is exclusively an online Virtual Account and cannot be used to make purchases in physical stores. Account is limited to only ecommerce or mail/telephone order.
  3. Your Virtual Account balance including the purchases you make are available online at www.activaterewards.com//virtualvisa/check_balance.
  4. Yes. The expiration date was supplied at the time you received your Virtual Account number. Any balance remaining on the Virtual Account after expiration will not be usable or refundable.
  5. No. This Virtual Account is non-reloadable and cannot be combined with multiple rewards.
  6. There are no fees associated with your Virtual Account; however you can only use your account for purchases before the valid through date. Any remaining balance after the valid through date will be forfeited. For additional information, please refer to the terms in your accountholder agreement.
  7. You can retrieve your virtual account details at any time by visiting www.activaterewards.com/virtualvisa/check_balance, but you must have your original reward code or account number to view your account. If you do not have this information then use the link that was provided to you in your confirmation email. If you still experience difficulties please contact Customer Support.
  8. The 3-digit security code is the Virtual Account Verification Value (or CVV2), which is a code required by some online transactions. This code should have been provided to you along with your Virtual Account number.
  9. Please make sure that the online merchant accepts Visa debit cards. If they accept Visa debit cards and your Virtual Account has been denied please try again and ensure that all the information that you are entering is correct (i.e. Virtual Account number, expiration date, security code, and personal information such as zip code). Verify that you have enough available balance on your Virtual Account to cover your purchases. If your Virtual Account is still being declined please contact Customer Support.
  10. The majority of online merchants do not have the capability to run two forms of payment for one purchase. In this case you must have a Virtual Account balance equal to or greater than the total purchase amount.
  11. Transactions made through fraudulent or unauthorized use cannot be refunded. Please make sure that you keep your Virtual Account details in a secure location.
  12. You are able to receive a return(s) or credit(s) to your virtual account before the valid through date. Any return(s) or credit(s) made to your account after the valid through date will be forfeited.
Must activate reward code before the expiration date.